How Next Gen Personal Finance – Do you want to learn how to manage your money, plan for your future, and achieve your financial goals? Do you wish you had learned these skills when you were in school, instead of figuring them out on your own? If you answered yes to any of these questions, then you need to know about Next Gen Personal Finance (NGPF).
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NGPF is a non-profit organization that works with teachers in middle and high schools across the United States. Their mission is to provide every student with access to a high-quality, engaging, and relevant personal finance education. NGPF offers free lessons, activities, assessments, and courses that cover topics such as banking, credit, investing, taxes, insurance, and consumer skills. NGPF also provides professional development, community, and advocacy for teachers and students of personal finance.
But why is personal finance education so important? And what are the benefits of learning it in school? Here are some of the reasons why NGPF can change your life:
- Personal finance education can help you develop financial literacy, which is the ability to understand and use financial information to make informed and responsible decisions. Financial literacy can help you avoid debt, save money, invest wisely, and achieve financial independence.
- Personal finance education can help you develop financial capability, which is the ability to apply financial knowledge and skills to real-life situations. Financial capability can help you set and achieve financial goals, budget effectively, and manage your income and expenses.
- Personal finance education can help you develop financial behavior, which is the ability to act on your financial knowledge and skills in a consistent and disciplined manner. Financial behavior can help you overcome psychological biases, emotional impulses, and social influences that can affect your financial decisions.
- Personal finance education can help you develop financial well-being, which is the ability to feel confident and satisfied with your financial situation. Financial well-being can help you reduce stress, improve your health, and enhance your quality of life.
As you can see, personal finance education can have a positive impact on your personal, professional, and social life. By learning personal finance skills in school, you can gain a valuable advantage that can help you succeed in the real world. However, not all students have the opportunity to learn personal finance in school. According to NGPF, only 6% of U.S. students are required to take a one-semester course in personal finance before graduation. That’s why NGPF is working hard to increase access and equity in personal finance education, and to ensure that every student graduates with the financial skills they need to thrive.
If you want to learn more about NGPF, you can check out some of the resources below:
- NGPF Website: Explore the free curriculum, professional development, and advocacy tools offered by NGPF.
- [NGPF Blog]: Stay updated with the latest news, events, and tips from NGPF and the personal finance community.
- [NGPF Podcast]: Listen to inspiring stories and insights from personal finance teachers, students, and experts.
- [NGPF Documentary]: Watch the film “The Most Important Class You Never Had” and learn about the importance and impact of personal finance education.